Legal strategies for the next generation
of financial technology.
Four core service offerings built around the regulatory needs of crypto and fintech companies. Each backed by deep domain expertise and real-world experience with payments companies across the Americas.
Strategy, not just services.
A short introduction to the way Ari approaches opinion letters, compliance, disputes, and long-term counsel for crypto and fintech teams.
Four ways to engage.
Opinion Letters & Compliance
The toll booth. Your gateway to institutional credibility.
Banks and processors need legal sign-off before they onboard you. I write the opinion letters that open those doors.
Key Areas
- Money transmitter / money services business analysis
- Securities classification opinions
- Bank Secrecy Act / AML compliance sign-off
- Comfort letters for ongoing compliance libraries
Who Needs This
Payments companies, crypto ATM operators, token issuers, anyone interfacing with traditional financial institutions.
Company Audits & Ongoing Counsel
The relationship. From one opinion letter to trusted advisor.
Comprehensive compliance audits — BSA/AML, banking and IT interviews (in English and Spanish), and the documentation that keeps regulators satisfied.
Key Areas
- Full BSA/AML program audit
- Banking compliance department reviews
- Cybersecurity and SOC 2 compliance assessment
- Bilingual team interviews and documentation
Who Needs This
Growing fintech companies, payments processors expanding into Latin America, companies preparing for regulatory examination.
Tax Controversy & Government Defense
When the government comes knocking. I push back, hard.
IRS audits, state regulatory investigations, licensing inquiries. I know how these agencies operate and how to resolve matters efficiently.
Key Areas
- IRS audit defense (crypto-specific)
- State regulatory agency investigations
- Sales tax and income tax controversy
- Licensing defense and remediation
Who Needs This
Companies under regulatory scrutiny, individuals facing IRS crypto audits, businesses with state licensing issues.
Corporate & Securities
The foundation. Structuring your company to do things right.
Entity formation, corporate governance, securities compliance, cross-border structuring. The full Dodd-Frank / Gramm-Leach-Bliley landscape.
Key Areas
- Entity formation and corporate governance
- Securities compliance (Dodd-Frank, Exchange Act)
- Cross-border transaction structuring
- Derivatives and financial instruments
Who Needs This
Startups raising capital, companies entering new markets, fintech firms navigating securities regulation.
A clear, straightforward process.
No mystery. No runaround. Here's how engagements typically work.
Initial Conversation
We discuss your situation, your company, and what you need. Introductory calls for larger engagements are complimentary.
Scope & Engagement
I provide a clear engagement letter outlining scope, timeline, and fees. No surprises, no ambiguity.
Execution
I do the work—research, drafting, interviews, analysis. You get regular updates and direct access throughout.
Delivery & Ongoing Support
Deliverables are polished and practical. For ongoing relationships, I'm a phone call away whenever you need counsel.
Not sure which engagement you need?
Get started now. I'll help you figure out exactly what your company or situation requires.